Motorcycle Accidents and Insurance Companies - What You Need to Know
often require injury victims to deal with insurance companies. The problem is most insurance companies have a very different agenda than the person hurt in a motorcycle accident. These big companies often only care about keeping payments to a minimum. And in order to achieve this goal, they will often come up with "creative" ways to keep money out of victims' pockets. Insurance companies often try to blame motorcyclists for causing accidents involving another driver, even when the evidence reveals the other driver was at fault.
Orlando motorcycle accident attorney Richard Troutman knows the truth. He knows that most accidents involving a motorcyclist and another driver can often be traced back to something the other driver did to cause the accident. That's why you should not hesitate to seek the advice of legal counsel immediately. Attorney Troutman knows that the bias against motorcycle riders is unfair. He understands motorcycle culture and has the experience you need to get the results you deserve.
We're also familiar with the common causes of motorcycle accidents and the various types of motorcycle accidents. This knowledgeable allows us to effectively negotiate with insurance companies and demand the compensation you deserve. If necessary, we're also prepared to take insurance companies to court and wage a legal battle to obtain the compensation you deserve to get your life back on track.
What do Florida's no-fault insurance laws have to do with me?
You may be from out of state and sustain an injury while attending Daytona Bike Week in March or Biketoberfest® in October. Or maybe you're Florida resident but you're not familiar with the state's complex insurance laws and how they relate to motorcyclists. Here's a rundown of what type of insurance is required in Florida.
Drivers must carry at least $10,000 in personal injury protection (PIP) coverage and $10,000 in property damage liability. The law, however, does not apply to motorcycle riders. Motorcyclists injured in an accident with a driver carrying PIP coverage do not have to prove the injuries are permanent to receive compensation for pain and suffering. On the other hand, motorists must prove that their injuries are permanent to receive pain and suffering compensation.
Motorcyclists, however, are not able to receive compensation for medical bills or disability unless the driver involved was carrying bodily injury insurance. For this reason, it is especially important for motorcyclists living in or traveling through the state of Florida to carry what is called "uninsured motorist coverage." You can learn more about all these types of coverage and how they apply to your accident by contacting our law firm right now.
How can a lawyer help me deal with insurance companies after my motorcycle accident?
You need to be extremely careful when insurance companies contact you soon after your accident. Everything you say could be used against you as justification for paying you less than you deserve for your accident. That's one of the reasons why you should contact us as soon as possible. We can answer their questions on your behalf and make sure they don't get any information that could be used to weaken your case.
We know all the tricks insurance companies often try to play after a motorcycle accident. Sometimes, they make "low ball" offers right away - before the total cost of an accident is fully known. Other times, they ask seemingly-innocent questions - then use that information to deny or reduce your claim.
As your attorney, we can deal directly with the insurance companies on your behalf. We know what information insurance companies are looking for and know how to answer their questions to your benefit. We also have years of experience effectively negotiating with insurance companies for the maximum compensation for accident benefits. And if we believe an insurance company is not playing fair and trying to pay less than you need to be made whole, we're prepared to take them to court. Contact us to find out how we can help you. Call 866-434-5770 for a free case evaluation.