After an Orlando rear-end crash occurs, getting medical help should be the top priority when leaving the crash scene. If your injuries are not life-threatening, you should try to stay at the accident scene long enough to gather evidence about how the crash happened. This includes calling the police, getting a crash report, obtaining witness contact details, and taking crash pictures. One you leave the scene of the accident, however, you should get a comprehensive medical examination right away. You should do this even if you don't think you were badly hurt by the accident.
Why Seek Medical Attention After a Rear-End Crash in Orlando?
When you get a medical exam, the purpose is to make sure all of your injuries from the crash have been identified and have been documented. You should alert the doctor to the fact you have been involved in a rear-end collision and let the medical professionals examining you know that the goal is to ensure your medical records are very comprehensive.
You should indicate all of the potential injuries you fear you may have sustained in the accident and should describe how the rear-end accident happened and what the impact of the crash was so doctors can determine what testing you need. You should also keep all medical bills and keep careful records of the testing and treatment which you receive in your post-collision exam.
The purpose of getting this exam is twofold. First, you want to ensure you begin prompt treatment for all injuries. Sometimes, symptoms aren't apparent or injuries may be worse than they seem on the surface. A delay in getting treatment could make your prognosis worse. For example, Mayo Clinic warns brain injuries sometimes don't cause immediate symptoms. If you have bruising, bleeding or swelling and don't get medical help right away, you could find yourself facing a life-threatening medical emergency. When you get prompt medical help, doctors can catch problems quickly.
The second purpose of getting a prompt medical exam after a crash is so you can obtain sufficient documented proof of injuries to make a claim with an insurance company to cover collision losses. Florida is a no fault insurance state and each motorist must purchase personal injury protection (PIP) coverage. PIP coverage pays medical bills and compensates you for part of wages you lose when accident injuries occur.
To make a PIP claim, you have to be able to show an accident caused injuries. The medical records from after the crash can be provided to your insurer to demonstrate both how injuries happened and the extent of injuries. If you don't get an exam, an insurer could deny you suffered crash injuries which entitle you to make a PIP claim for damages. This could leave you with significant uncompensated losses, as Auto Insurance Center indicates the average payout from a PIP claim is $8,017.